What’s Fixed Income or Bonds?
November 15, 2017

What’s Fixed Income or Bonds?

When interest rates were high 30 years ago, a low risk investment involved buying a CD with a life of several years at a guaranteed rate of return. Your principle was locked up for the time

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Time & Expertise & Investing
November 7, 2017

Time & Expertise & Investing

The truth about investing in the stock market is that most of us do not have the time or expertise to do detailed analysis on a multitude of companies so that we can make an informed investment

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Who does what?
October 30, 2017

Who does what?

The financial IQ of the general population is all over the map. There are many resources out there that are available to help people understand the markets, the instruments in the markets, how to ...

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Looking Forward
October 24, 2017

Looking Forward

The Sonoma/Napa fires have become old news on TV very quickly, however for those impacted directly and people in the general area, the event is still very fresh. To anyone who suffered a loss, we ...

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Keeping up with the Joneses
September 26, 2016

Keeping up with the Joneses

Why do so many people feel the pressure to keep up with the “Joneses’”? Just because someone in your circle of friends is always buying the next “must” have item or trendy new car, is it worth

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The Cost of Summertime Fun
July 30, 2016

The Cost of Summertime Fun

As I’m spending time with my family at a lake cottage, I began thinking about the annual cost of all the boats, skidoos and other water crafts flying by the dock. Whether it’s a camper trailer,

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Do you need a CPA?
June 26, 2016

Do you need a CPA?

Tax planning should be done throughout the year, not just December to April.  I’m not a CPA and won’t be given any tax advice, however from July to November is a good time to look for ...

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In retirement savers don’t know how to spend.
June 1, 2016

In retirement savers don’t know how to spend.

Within my financial planning firm, I have a platinum group of clients who saved their entire working life for the future.  Their drive to save and be financial secure superseded any and all

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Is there a disconnect between spending and money?
May 26, 2016

Is there a disconnect between spending and money?

It’s easier than ever to spend money without even knowing it. Once upon a time, there were only three ways to spend money: Cash, Check or Charge. Now there is an app for everything and your money ...

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Until Debt Due Us Part.
May 13, 2016

Until Debt Due Us Part.

When working with couples,  one issue that always comes up  is secret debt.   Whether it’s credit card, student loans, IRS liens or monies owed to family and friends, it is surprising how

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