What’s Fixed Income or Bonds?

What’s Fixed Income or Bonds?

When interest rates were high 30 years ago, a low risk investment involved buying a CD with a life of several years at a guaranteed rate of return. Your principle was locked up for the time period, however was safe. CD’s are still available, however the interest rates are so low that they are not…

Time & Expertise & Investing

Time & Expertise & Investing

The truth about investing in the stock market is that most of us do not have the time or expertise to do detailed analysis on a multitude of companies so that we can make an informed investment decision. Also, we are not in a position like Warren Buffet to have an army of analysts look…

Financial Planning is for the Now and the Future.

Financial Planning is for the Now and the Future.

After reading the article, “The value of planning for now” by Carolyn McClanahan, I was not sure if this was new. Financial planning needs to be done for everyone at all stages of life, not just those who have enough investable assets to hit the minimums required. As I meet with clients a common obstacle that…